A New Smile Shouldn’t Have to Wait
We believe everyone deserves a confident, healthy smile — without worrying about upfront costs.
At California Dental Implants Specialists, we’ve partnered with Cherry, Sunbit, and CareCredit to make dental implants, All-On-X treatments, and other restorative procedures affordable for every budget.
Whether you’re in Huntington Beach, Downey, or Marina del Rey, our financing programs allow you to treat now and pay later, often with 0% interest and no hard credit check.
💰 Flexible Payment Plans for Every Budget
1️⃣ Cherry – “Treat Now, Pay Later” Simplified
Cherry is one of the nation’s leading healthcare lending platforms, built to make it easy for patients to move forward with care.
✅ Fast approval in 60 seconds
✅ No hard credit check
✅ 0% APR plans for 6, 12, or 18 months
✅ Extended options up to 48 months
✅ Simple monthly payments that fit your lifestyle
Example:
- Treatment: $2,000
- 18-month 0% APR plan → ≈ $105 per month
- 48-month low-payment plan → ≈ $59 per month
💡 With Cherry, you can start treatment immediately and spread payments over time — no stress, no surprises.
How Cherry Works:
- See if you qualify — It only takes 60 seconds to apply.
- Get care now — Use your approval instantly for implants or any other dental service.
- Pay over time — Choose the plan that fits your budget, with 0% APR options for eligible borrowers.
“Cherry made it easy to get my dental implant started. The approval took less than a minute, and I didn’t have to worry about my credit score taking a hit.”
— Michelle L., Downey CA
2️⃣ Sunbit – Everyday Financing With Real-Time Approvals
Sunbit helps patients get the care they need with flexible terms and a soft credit check.
✅ 90% approval rate
✅ No late fees or penalties
✅ Flexible monthly payments (3 to 72 months)
✅ No hidden costs
Sunbit is ideal for patients seeking a gentle monthly payment structure with transparent terms.
You’ll know your rate instantly and can complete the process right in our office or from your phone.
Perfect for:
- Multi-implant treatment plans
- All-On-4 / All-On-X full-mouth restorations
- Cosmetic procedures and smile makeovers
“Sunbit made my full-arch treatment possible without having to pay everything at once. I loved that it was fast and simple.”
— Carlos G., Marina del Rey
3️⃣ CareCredit – The Classic Health & Dental Financing Option
CareCredit has long been one of the most trusted names in patient financing.
It’s accepted at over 250,000 healthcare providers nationwide and is perfect for patients who prefer traditional credit-based financing with flexible promotional terms.
✅ 0% interest 6-, 12-, or 18-month plans (for qualifying applicants)
✅ Longer-term fixed-rate plans (up to 60 months)
✅ Easy online account management
Typical use cases:
- Full-mouth implants and bridges
- Cosmetic and restorative dentistry
- Orthodontics or smile enhancements
“I’ve used CareCredit for years. It gave me the freedom to handle my implants with an easy monthly plan.”
— Patricia N., Huntington Beach
📊 Comparing Financing Options
| Feature | Cherry | Sunbit | CareCredit |
|---|---|---|---|
| Credit Check | Soft (check doesn’t affect credit) | Soft | Hard credit pull |
| Approval Time | 60 seconds | Instant | 1–2 minutes |
| 0% APR Plans | 6–18 months | Promotional offers vary | 6–18 months |
| Max Term Length | Up to 48 months | Up to 72 months | Up to 60 months |
| Interest Rate Range | 0% – approx. 20.99% (IA cap) | Based on credit approval | 0% – fixed low APR |
| Ideal For | Quick decisions & no hard check | Broader approval range | Traditional financing |
💡 Example: $2,000 Treatment With Cherry
| Term Length | Approx. Payment | Notes |
|---|---|---|
| 18 Months @ 0% APR | $105.26 / month | Longest 0% APR plan |
| 48 Months Low-Payment Plan | $58.86 / month | Lowest monthly payment option |
(Example only. Actual terms depend on credit profile and eligibility.)
🦷 Why Patients Choose Our Financing Programs
- No Hard Credit Checks: Cherry and Sunbit use soft inquiries that don’t affect credit.
- Instant Approvals: Get qualified in under a minute and start treatment the same day.
- 0% Interest Plans: Pay over 6–18 months interest-free (subject to approval).
- Extended Terms: Up to 48 or 72 months for lower monthly payments.
- Personalized Support: Our team walks you through the process step by step.
We know that affordability can be the deciding factor when it comes to getting life-changing treatment like dental implants. That’s why our three locations — Huntington Beach, Downey, and Marina del Rey — are proud to make premium implant care accessible to everyone.
📞 Ready to Get Started?
- Estimate Your Treatment Cost: We’ll create a personalized treatment plan and quote.
- Choose Your Financing Option: Select Cherry, Sunbit or CareCredit based on your budget.
- Apply in Seconds: Most patients receive instant approval.
- Treat Now, Pay Later: Enjoy your new smile today — pay over time with 0% APR options.
📍 California Dental Implants Specialists
- Huntington Beach: (714) 418-4480
- Downey: (562) 662-3773
- Marina del Rey: (310) 905-8747
